Afriland First Bank Côte d'Ivoire – Website

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Holding a checking account (also called a current account) is an account where many transactions can be recorded. Subject to monthly account maintenance fees, a checking account allows access to numerous services: issuing checkbooks, payment and withdrawal cards, remote banking services, savings, stock market services, credit, or insurance.

More generally, the current account is the gateway to a range of financial services.

Target Audience

The personal checking account is intended for any person, whether adult or minor (with the consent of a legal guardian), residing in Ivory Coast and having legal capacity. A customer can hold one or more account(s).

Specifications:

  • ➔Deposit your income (salaries, pensions...);
  • ➔Subscribe to a debit card with automatic renewal or on demand;
  • ➔Benefit from financial support for unexpected expenses;
  • ➔Receive your account statement by email (e-statement);
  • ➔View and manage your account remotely, anytime, by phone or internet;
  • ➔Subscribe to a debit card with automatic renewal or on demand;
  • ➔Benefit from financial support for unexpected expenses;
  • ➔Receive your account statement by email (e-statement);
  • ➔View and manage your account remotely, anytime, by phone or internet.

Account Opening Requirements:

  • ➔National ID / identity certificate or valid passport;
  • ➔Two photos;
  • ➔A recent utility bill from CIE or SODECI;
  • ➔A residence certificate if the utility bill doesn't show the client’s name;
  • ➔Proof of income for non-salaried individuals;
  • ➔A recent payslip for salaried employees;
  • ➔Account agreement duly signed by the client.
  • ➔Initial deposit: free
Savings Account

The Savings Account is a remunerated, on-demand deposit, designed for individuals...Target Audience
The savings account is available to any individual over the age of 18...

Features:

  • ➔Save freely;
  • ➔Benefit from interest on your account;
  • ➔Secure your savings;
  • ➔Access your money 24/7 with no withdrawal limit;
  • ➔Minimum deposit at account opening: 25,000 FCFA;
  • ➔Minimum permanent balance: 25,000 FCFA;
  • ➔Account management fees deducted every 6 months.

Account Opening Requirements:

  • ➔National ID card / valid identity certificate or passport;
  • ➔Notarized copy of your ID card;
  • ➔Proof of your residence (lease agreement, water, electricity, or phone bill, etc.);

Required Documents:

  • ➔Two photos;
  • ➔A recent CIE or SODECI bill;
  • ➔A residence certificate if the bill does not bear the customer's name;
  • ➔Proof of income for self-employed individuals;
  • ➔A recent payslip for employees;
  • ➔Account agreement duly signed by the client.

The special deposit account is a current account on which numerous transactions can be recorded. It is a type of account created for individuals whose income does not exceed 200,000 FCFA. Subject to very low monthly account maintenance fees, it provides access to many services: payment and withdrawal cards, remote banking services, savings, stock market, credit, or insurance.

More broadly, the current account is the gateway to a range of financial services.

Account Opening Conditions

  • ➔National ID card / valid identity certificate or passport;
  • ➔2 photos;
  • ➔A recent CIE or SODECI receipt;
  • ➔A residence certificate if the receipt does not bear the client's name;
  • ➔Proof of income for non-salaried individuals;
  • ➔A recent pay slip for salaried individuals;
  • ➔Account agreement duly signed by the client.
  • ➔Initial deposit: Free

The special deposit account is a demand deposit account on which many transactions can be recorded. It is a type of account created for individuals whose income does not exceed 200,000 FCFA. Subject to very low monthly account maintenance fees, it provides access to many services: payment and withdrawal cards, remote banking services, savings, stock market, credit, or insurance services.More generally, the checking account is the gateway to a range of financial services.

Account Opening Conditions

  • ➔ National ID card / identity certificate or valid passport;
  • ➔ 2 photos;
  • ➔ A recent utility bill from CIE or SODECI;
  • ➔ A certificate of residence if the utility bill does not bear the client's name;
  • ➔ Proof of income for the self-employed;
  • ➔ A recent payslip for salaried employees;
  • ➔ Account agreement duly signed by the client.
  • ➔ Initial deposit: Free

Essika Card

  • 1. Essika Platinum

Benefits:

  • ➔Practical and reliable: Availability of funds 24/7;
  • ➔Security: Reduced risk in case of assault;
  • ➔Secure your savings;
  • ➔Convenience, discretion;
  • ➔Fast: No waiting lines, saves time.

2. ESSIKA PREMIUM Card

Benefits:

  • ➔Linked to a checking account and savings account, for clients whose income is greater than 700,000 FCFA. Each withdrawal or payment is directly debited from the account linked to the card;
  • ➔Payment limit on checking account: 5,000,000 FCFA/month;
  • ➔Withdrawal limit on checking account: 500,000 FCFA/day;
  • ➔Withdrawal limit on savings account: 500,000 FCFA/month;
  • ➔Withdrawal limit on savings account: 200,000 FCFA/month;
  • ➔Validity: 3 years.

3. ESSIKA Card

Benefits:

  • ➔Linked to a checking or savings account;
  • ➔Each withdrawal or payment is directly debited from the account linked to the card;
  • ➔Payment limit on checking account: 1,000,000 FCFA/month;
  • ➔Withdrawal limit on checking account: 150,000 FCFA/day; 500,000 FCFA/week;
  • ➔Withdrawal limit on savings account: 200,000 FCFA/month;
  • ➔Validity: 3 years.
  • Benefits:
  • ➔Practical and reliable: 24/7 availability of funds;
  • ➔Security: Reduces risks in case of assault;
  • ➔Convenience, discretion;
  • ➔Fast: no waiting lines, time-saving.
  • 1. First Platinum

The FIRST PLATINUM MASTERCARD is a debit card.

Specifications:

  • ➔Linked to your bank account;
  • ➔Contactless payments;
  • ➔Online payments;
  • ➔Withdrawal limit per day: 2,500,000 CFA (UEMOA zone);
  • ➔Payment limit per day: 3,000,000 CFA (UEMOA zone);
  • ➔Withdrawal limit per day: 3,500,000 CFA (Outside UEMOA zone);
  • ➔Payment limit per day: 4,000,000 CFA (Outside UEMOA zone);
  • ➔Validity: 3 years.
  • 2. First Gold

The FIRST GOLD MASTERCARD is a debit card.

Specifications:

  • ➔Linked to your bank account;
  • ➔Contactless payments;
  • ➔Online payments;
  • ➔Withdrawal limit per day: 1,500,000 CFA (UEMOA zone);
  • ➔Payment limit per day: 2,000,000 CFA (UEMOA zone);
  • ➔Withdrawal limit per day: 2,500,000 CFA (Outside UEMOA zone);
  • ➔Payment limit per day: 3,000,000 CFA (Outside UEMOA zone);
  • ➔Validity: 3 years.

3DSecure is a security protocol for cardholders wishing to make online transactions.

How does it work?

For any online purchase with card debit, the transaction is validated by an OTP (One Time Password) sent to the phone number linked to the card.

Service Quality

We offer our customers a vast network of ATMs in Cameroon and the Central Africa sub-region for withdrawal operations, balance inquiry, card-to-card transfers, PIN changes...

With our cards, you can also make payments at our POS and at partner merchants in the UEMOA region.

We guarantee you better service quality and optimal satisfaction with a fast response time to complaints.

 

A consumer loan is a credit granted to an individual to finance any personal project. It is intended to finance various projects such as purchasing a vehicle, equipment, etc. There are different types of consumer loans:

  • ➔ Credit linked to a purchase (allocated credit)
  • ➔ Personal loan
  • ➔ Authorized overdraft
  • ➔ Lease with an option to buy (leasing), etc.

Advantages:

  • ➔ Preferential rates
  • ➔ Speedy processing
  • ➔ Easy repayment (loan term up to a maximum of 6 years)
  • ➔ Your projects come to life with this financing

Opening conditions:

  • ➔ Loan application
  • ➔ Copy of a valid ID
  • ➔ Certificate of non-revocation of domiciliation (for civil servants)
  • ➔ Irrevocable salary domiciliation commitment (for private sector employees)
  • ➔ Certificate of presence at the post (for civil servants)
  • ➔ Administrative certificate for bank loan (for civil servants)
  • ➔ Latest CIE or SODECI bill in the applicant's name; if unavailable, add a certificate of residence
  • ➔ Employment certificate (for private sector employees)

Eligibility conditions:

A client wishing to obtain a loan must:

  • ➔ Be employed or a civil servant
  • ➔ Have a current account or a special deposit at Afriland First Bank
  • ➔ Have at least 3 months of seniority with regular salaries over these 3 months.

The School Loan aims to assist customers with expenses related to the back-to-school period. This campaign typically runs from July to December each year. With a preferential and exceptional interest rate, the repayment period is a maximum of 12 months.

Benefits:

  • ➔Exceptional interest rate
  • ➔Fast setup in a record time (48 hours)
  • ➔Quick: no waiting lines, saves time

Opening Conditions:

  • ➔Credit application
  • ➔Non-revocation certificate of salary domiciliation (for civil servants)
  • ➔Photocopy of a valid ID card
  • ➔Administrative certificate for bank loan (for civil servants)
  • ➔Irrevocable salary domiciliation commitment (for private sector employees)
  • ➔Proof of position at work (for civil servants)
  • ➔Latest CIE or SODECI bill in the name of the applicant; if absent, include a certificate of residence
  • ➔Employment certificate (for private sector employees)

Eligibility Conditions:

  • ➔Be an employee or a civil servant
  • ➔Have a checking account or special deposit account at Afriland First Bank CI
  • ➔Have been employed for at least one month

Sending or receiving money in Cameroon or internationally has never been easier. With Flash Transfer, your money will be received within seconds after sending.

Flexibility

No bank account is needed to make your money transfers. You just need to visit the nearest Afriland First Bank branch or one of our partners, bringing the funds to send, your national ID, and the recipient's name.

Speed

After just a few minutes, the recipient can withdraw their money at the agency of their choice, either at an Afriland First Bank branch or with one of our partners, anywhere in the city.

Security

Flash Transfer is fully secure, thanks to the unique and confidential code and the presentation of a valid ID.

Flexibility

Over 200 branches are at your service, offering hours tailored to the needs of our customers.

In Ivory Coast, Afriland First Bank CI offers MoneyGram, a solution to send and receive money worldwide. Thanks to our partners, MoneyGram is now available across the entire country.Benefits:

  • ➔Ability to make transfers worldwide;
  • ➔Increased efficiency with better service quality;
  • ➔Speed and efficiency;
  • ➔Secure;
  • ➔Real-time transfers;
  • ➔Withdrawal without fees.

In Ivory Coast, Afriland First Bank CI offers Western Union, a solution for sending and receiving money anywhere in the world. Thanks to our partners, Western Union is now available throughout the country.Benefits:

  • ➔Ability to make transfers worldwide;
  • ➔More efficiency thanks to better quality service;
  • ➔Speed and efficiency;
  • ➔Secure;
  • ➔Real-time transfer;
  • ➔Fee-free withdrawals.